Privacy Policy

Last Updated: June 1, 2026

1. Introduction

At Infinity Credit SG Pte Ltd ("we", "us", or "our"), we are committed to protecting the privacy and security of your personal data. This Privacy Policy outlines how we manage the personal data we collect, use, and disclose in accordance with the Singapore Personal Data Protection Act 2012 (PDPA) and the Ministry of Law's regulations for licensed moneylenders.

By interacting with us, submitting information to us, or applying for a loan product, you agree and consent to Infinity Credit SG collecting, using, and disclosing your Personal Data in the manner set forth in this Privacy Policy.

2. Collection of Personal Data

We may collect personal data about you in various ways, including when you apply for a loan, visit our website, contact us, or interact with us via Singpass MyInfo. The personal data we collect may include:

• Identity Information: Name, NRIC/FIN/Passport number, date of birth, nationality, and gender.
• Contact Information: Residential address, mobile number, and email address.
• Financial & Employment Information: Income details, employment history, CPF contribution history, NOA (Notice of Assessment), and bank account details.
• Technical Data: IP address, browser type, and cookies when you navigate our website.

3. Purpose of Collection and Use

Your personal data will be collected, used, and processed strictly for the following purposes:

• To process, evaluate, and approve your loan application.
• To verify your identity and conduct credit checks and risk assessments.
• To facilitate loan disbursements, manage your account, and process repayments.
• To carry out debt collection and recovery activities if necessary.
• To comply with regulatory obligations under the Moneylenders Act and directives from the Ministry of Law and the Credit Bureau.
• To respond to your inquiries, feedback, or disputes.

4. Disclosure of Personal Data

We will not sell or rent your personal data to third parties. However, in the course of our business, we may disclose your data to:

• Moneylenders Credit Bureau (MLCB): As mandated by law, we are required to share borrower data with the designated Credit Bureau in Singapore.
• Government & Regulatory Authorities: Such as the Ministry of Law, Police, or the Courts, to comply with legal and regulatory requirements.
• Third-Party Service Providers: Debt collection agencies, legal advisors, IT service providers, or payment gateways who assist us in our operations (these parties are bound by strict confidentiality obligations).

5. Data Security

We employ strict physical, technical, and administrative security measures to protect your personal data from unauthorized access, modification, or disclosure. All digital records are encrypted, and physical documents are stored in secure locations accessible only by authorized personnel.

6. Retention of Personal Data

We will retain your personal data for as long as it is necessary to fulfill the purposes for which it was collected, or as required by the Moneylenders Act and other relevant business or legal obligations. Once the data is no longer necessary, we will securely destroy or anonymize it.

7. Access and Correction

You have the right to request access to or correction of the personal data we hold about you. If you wish to update your details or withdraw your consent for certain uses of your data, please contact our Data Protection Officer.

8. Contact Us

If you have any questions, feedback, or concerns regarding this Privacy Policy or how your personal data is handled, please contact our Data Protection Officer at:

• Email: admin@infinity-credit.com
• WhatsApp: +65 8352 7468