Whatever your financial goal, we have a loan product tailored for you.
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Personal Loan
For any personal expenses — medical, travel, education, or everyday needs. Flexible amounts and tenures.
S$1K–S$100K3–60 monthsFrom 1%/mo
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Business Loan
Fuel your SME growth. Working capital, equipment, inventory — fast funding when your business needs it most.
S$5K–S$200K6–60 monthsFast approval
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Debt Consolidation
Combine multiple debts into one manageable monthly payment with a lower interest rate.
Save on interestSimplify repaymentCustom plan
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Renovation Loan
Transform your home without the financial stress. Fund your dream renovation at affordable rates.
Up to S$50KLong tenureLow monthly
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Emergency Loan
Urgent cash needed? We prioritise emergency applications. Get funds within hours, not days.
Same-day cashPriority processingNo wait
💍
Wedding Loan
Your big day should be perfect without the financial worry. Let us help you celebrate in style.
Up to S$30KFlexible tenureEasy apply
Loan Repayment Calculator
Estimate your monthly instalments instantly — adjust the sliders below.
S$1,000S$100,000
3 mo60 mo
1%4%
S$1,833Monthly instalment
S$22,000Total repayment
S$2,000Total interest
* Indicative figures only. Actual rates depend on your profile and loan assessment. Interest rates are subject to MAS regulations for licensed moneylenders.
We welcome most applicants — even those with low credit scores or a history of late payments.
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Singapore Citizens & PRsNRIC holders with valid Singapore residency
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Age 21 to 65 years oldNo exceptions — must be a legal adult in Singapore
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Minimum income S$1,500/monthSalaried, self-employed, commission-based accepted
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Valid employment or income proofPayslip, CPF statement, or bank statements (3 months)
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Blacklisted / bad credit profiles welcomeWe assess your full financial picture, not just your credit score
We cannot assist with:
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Undischarged bankrupts
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Tourist / visit pass holders
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Individuals without verifiable income
Loan Parameters at a Glance
Loan Amount
S$1,000 – S$200,000
Interest Rate
From 1% per month
Loan Tenure
3 – 60 months
Processing Fee
Up to 10% of principal
Approval Time
Within 2 business hours
Disbursement
Same day (bank transfer)
Early Repayment
Allowed, no penalty
Citizenship
SC / PR / EP Holders
* Rates and limits are regulated by the Ministry of Law and MAS. All figures subject to assessment and approval.
✅ MAS Licensed Moneylender
Infinity Credit SG is a licensed moneylender regulated by the Ministry of Law Singapore. We comply fully with the Moneylenders Act.
What Our Clients Say
Over 5,000 Singaporeans have trusted Infinity Credit for their financial needs.
4.9
★★★★★
5,000+ satisfied clients across Singapore
Based on Google & Facebook reviews
Verified reviews from
Google ⭐ 4.9
Facebook ⭐ 4.8
★★★★★
"I was in a financial crunch and needed cash urgently. Infinity Credit approved my application within 2 hours and transferred the money the same day. Absolutely amazing service!"
AK
Ahmad Karim
Salaried professional, Singapore
★★★★★
"Very transparent process, no hidden charges at all. The loan officer explained every detail clearly. I've recommended Infinity Credit to all my friends and family."
SL
Sarah Lim
Self-employed, Singapore
★★★★★
"Even with a bad credit history, they still helped me! The team was understanding and found a repayment plan that truly suited my income. Very grateful for their help."
RP
Rajesh Pillai
Freelancer, Singapore
★★★★★
"The whole process was done online and by phone. I didn't even have to go to their office. Got my renovation loan quickly and professionally handled."
MT
Michelle Tan
Homeowner, Singapore
★★★★★
"Compared to other moneylenders, Infinity Credit's rates are very fair. No pushy sales tactics, just professional service. Will definitely use them again."
JC
James Chan
Business owner, Singapore
★★★★★
"Needed cash urgently for a medical emergency. They processed my loan in under 2 hours and I had the money before evening. Life-saver literally. Thank you Infinity Credit!"
PN
Priya Nair
Nurse, Singapore
Frequently Asked Questions
Got questions? We've got clear answers.
Most applications are approved within 2 business hours of submission, provided all required documents are received. Once approved, funds are disbursed to your bank account the same business day.
Yes. We evaluate all applications on their individual merits and look beyond credit scores. Many of our clients had challenging credit histories before coming to us. As long as you have a verifiable income and meet our basic eligibility criteria, we will work hard to find you a suitable loan.
For salaried employees: NRIC (front & back), latest 3 months' payslips, and latest 3 months' bank statements. For self-employed: NRIC, latest 6 months' bank statements, and proof of business (ACRA bizfile). That's all — no complex paperwork required.
No. We are fully transparent about all fees. Our only charges are the monthly interest rate (from 1% per month) and an administrative fee of up to 10% of the principal — deducted from the loan amount upon disbursement (not charged upfront). There are no other hidden fees.
Under MAS regulations for licensed moneylenders, you can borrow up to 6× your monthly salary if you earn S$20,000 or more annually. For those earning below this threshold, the cap is S$3,000. Contact us and we'll help you determine the exact amount you qualify for.
Yes, absolutely. Infinity Credit SG is a fully licensed moneylender regulated by the Ministry of Law Singapore. We comply fully with all MAS regulations. You can verify our license on the Ministry of Law website.
Yes, early repayment is allowed at any time with no penalty fees. If you settle your loan early, you will only pay interest on the outstanding balance for the period used — saving you money on overall interest costs.
Ready to Get Your Loan Approved Today?
Join over 5,000 Singaporeans who have trusted Infinity Credit for fast, reliable financial support.
