🎉 New clients only: 0% interest on your 1st month — Limited slots today
MAS Licensed Moneylender · Singapore
Cash in your account. Approved in 2 hours.
Singapore's fastest personal loan — S$1,000 to S$200,000. Rates from 1%/month, zero upfront fees, same-day disbursement. Bad credit and blacklist welcome.
1%/mo
From rate
2hrs
Approval time
5K+
Happy clients
✓ MAS Licensed
✓ No Upfront Fees
✓ Blacklist OK
✓ Same-Day Cash
Same-day approval available
⚡ Takes 60 seconds
Check Your Eligibility — Free
No obligation · No credit score impact Applying to a MAS Licensed Moneylender
"Applied at 10am and had the money in my account by 1pm. No pushy sales, no hidden charges. Just fast, clean service. Would recommend to anyone needing urgent cash."
AK
Ahmad Karim
Salaried professional
★★★★★
"Blacklisted and thought I had no options. Infinity Credit looked at my full picture, not just my score. Approved same day and rates were clearly explained before I signed."
RP
Rajesh Pillai
Freelancer
★★★★★
"Very transparent — every fee shown before I signed. Monthly instalment was exactly what they quoted. Refreshing to deal with a moneylender that's this honest."
SL
Sarah Lim
Self-employed
Do You Qualify?
Most applicants are approved — even with challenging credit histories.
✅ We Can Help You If:
✓ Singapore Citizen, PR, or EP holder
✓ Aged 21 – 65 years old
✓ Monthly income of at least S$1,500
✓ Salaried, self-employed, or commission-based
✓ Bad credit score or blacklisted
❌ We Cannot Assist:
✗ Undischarged bankrupts
✗ Tourist / visit pass holders
✗ No verifiable income source
✗ Looking for a bank loan — we are a licensed moneylender, rates are higher than banks but approval is much faster
Most applications submitted with complete documents are approved within 2 business hours. Funds are disbursed to your bank account the same business day — in most cases you have cash before end of day.
We are a MAS Licensed Moneylender — not a bank. Banks have lower rates but stricter eligibility and weeks-long approval. We offer hours-long approval and flexible eligibility (blacklist/bad credit OK) at a higher rate (1–4%/month, capped by MAS). We're the right fit if you need speed or have been rejected by banks.
No upfront fees whatsoever. We charge a monthly interest rate (from 1%/month) and an admin fee of up to 10% of the principal — deducted from the loan on disbursement. You never pay anything before receiving your money. Any moneylender asking for upfront payment is illegal.
Yes. We assess your full financial picture — income, stability, repayment ability — not just credit scores. Many clients were rejected by banks or had blacklisted status before coming to us. As long as you have verifiable income and meet our basic criteria, we will work hard to find you a solution.
Under MAS regulations: if you earn S$20,000+ annually, you can borrow up to 6× your monthly salary. If you earn below S$20,000/year, the cap is S$3,000. Contact us — we'll tell you exactly how much you qualify for based on your profile.
Mandatory Financial Disclosure: Minimum and maximum repayment period: 3 to 60 months. Maximum APR: 48% (Ministry of Law cap: 4%/month). Representative Example: Loan of S$10,000 over 12 months at 4%/month with 10% admin fee (S$1,000 deducted on disbursement): monthly instalment ≈ S$1,066 · total repayment S$12,792 · total cost S$3,792. Infinity Credit SG is a licensed moneylender regulated by the Ministry of Law Singapore.
